The RBS group is one of the world's leading financial organisations and is made up of many different companies like NatWest, Citizens Bank and Ulster Bank to name just a few. Together we offer financial services to over 40 million people. And we're not saying that to blow our own trumpet. We just want to let you know that when you join RBS, the sky really is the limit.
Did you know that RBS group has won a number of awards as a top employer in the UK, including:
- No 18 in The Times 'Top 100 Graduate Employers 2008'
- The Times 'Top 50 Where Women Want to Work'
- RBS Retail Banking listed as No 10 in The Sunday Times '100 Best Companies To Work For' 2008.
The many companies that make up the RBS Group are managed through global and regional divisions. This breaks down into three areas:
1. Customer Facing Businesses
Global Banking and Markets
This company partners major corporations and financial and governmental institutions around the world. It provides a full range of debt financing, risk management and investment services.
UK Retail
From everyday accounts to mortgages, loans, investments and insurance, our personal banking businesses, RBS and NatWest serve over 15 million customers.
RBS Insurance
Currently the UK's second largest insurance provider, with a growing European customer base. Our portfolio includes some of the best-known brands in the business, including Direct Line, Green Flag, Churchill and Privilege.
UK Corporate Banking
Focusing on the needs of UK and international corporate and commercial customers, providing them with everyday banking, innovative products, services and specialist help.
Global Transaction Services
This global payments business provides cash and liquidity management, trade finance, merchant acquiring and commercial card products and services to clients worldwide.
2. Business and Commercial Banking
RBS Retail and Commercial, Europe and Middle East
This area of the RBS group is made up of Ulster Bank and the Group's combined retail and commercial businesses in Europe and the Middle East.
Ulster Bank
Serving personal and small business customers, Ulster Bank Retail Markets provides Branch Banking and Direct Banking throughout the Republic of Ireland and Northern Ireland.
US Retail and Commercial Banking
Based in Providence, Rhode Island, USA, this company provides financial services primarily through the Citizens and Charter One brands.
Wealth
Our Wealth Management division offers private banking and investment services through the Coutts, Adam & Company, RBS International and NatWest Offshore brands.
3. Restructuring and Risk
The Restructuring and Risk division consists of Non-Core, the Global Restructuring Group, as well as our two central control functions Group Risk and Group Secretariat & Legal.
Non-Core manages the sale or run down of our Non-Core assets and businesses, while the Global Restructuring Group manages major corporate clients across the globe who find themselves in financial distress.
Support & Control
All three areas of our offering are also underpinned by our Support & Control roles, which include:
Group Legal and Secretariat, which is responsible for the framework and long term sustainable returns.
RBS Risk Management. Group Risk protects the reputation, performance and future success of the Group through risk management.
Support Functions. RBS is supported by a number of functions including Finance, Audit, Communications, Customer Relations, Human Resources, Business Services, Schemes and Industry Management and Strategy. Each of these functions works directly with our control and customer-facing businesses to ensure that we deliver for all of our customers across the Group.
Now that you know how we're structured, why not find out a bit more about our vision for the future and how you could be part of it.


